Security Overkill

[FLASHBACK]

Saturday, January 31st

We had successfully opened a bank account last week, but unfortunately didn't have any money to put in it yet.  I asked about online banking, so I would be able to obsessively check to see when our cashier's check would come through.  Yes, online banking was available, I was told, I just had to follow a few simple steps:

1.)  Wait for an ATM/NETS card in the mail.

2.)  After recieving said NETS card, go to any ATM and request an online banking account.

3.)  At this time, also register a password for online banking.  (This is different than the ATM password.)

4.)  A few days later, I would recieve a notice in the mail, which would contain a different password to open an online banking account via my computer.

5.)  Separately, I would also recieve a "secure device" that I also needed for online banking.

6.)  When both of those are recieved, log on using initial password, and then enter second password recieved in the mail.

7.)  Turn on the 'secure device" (a keychain gadget-thing which turned out to be a random number generator) and enter a third number to verify account.

8.)  All set!  All I have to do from now on, is logon with my new (fourth) password and get my new random number from the keychain thing.  Easy peasy.

This in a country where people still don't lock their doors.